Here’s another subscriber requested re-post. It’s very timely: A friend’s son graduated 20 months ago with $50,000 in student debt. He’s currently working 32 hours per week for $8.00 an hour and has had to get a debt repayment deferment. He turns 25 this week and, at best, will be paying on these loans till he turns 45. There IS a better way. When I met Gina (not her real name, she is a very private person) she had a BIG problem. She was a single mom with three children; all

If you are like me, you will discover that the end of your week comes much too quickly, long before you've even gotten a fraction of the things done that you had put on your agenda. There are 168 hours in each week, more than enough time to get the important things done in life; yet most of us confuse activity with accomplishment - we stay busy, yet nothing seems to get done! Monday morning may start with enthusiasm, but by Friday evening most of us feel completely drained. O

There are days when I open my e-mails and, to be honest, almost tear up. You see, I get e-mails from people who have real hurts occurring in their lives. There are those who find themselves in a job market that seems to be shrinking. Whatever their skills are, they are needed less and less, and the value of those skills is decreasing in today's economy. Then there are those that are at a turning point in their life; they are in their 50s or 60s and the routine of life seems t

This is a re-post of one of my most referred to articles. Many of the companies have undergone several lawsuits. Google any of them with the companies' name and the words 'lawsuits', 'scams', etc., to see the latest information That was the title in a May, 2011 issue of Entrepreneur magazine. The author listed the top 10 and their franchise start-up costs: Here is the list: 1. Vanguard Cleaning Systems Startup costs: $8,200 - $38,100 2. Jan-Pro Franchising International Inc.

One thing I’ve noticed over the last 16 years is that there are times when I have found myself creating misery in my work without actually realizing it. Like many business people I would start out each month with my legal pad freshly filled with notes containing ideas and goals to be accomplished within a particular time frame. I believed that if I succeeded in accomplishing my goals, I would be happy with my business and my life. The tragedy is that we set ourselves up from